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Depository Services

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Platinum Bank offers a range of savings and money market account options for all your short- and long-term financial needs. Manage your cash and make it grow.
Platinum Bank also offers a variety of low-fee and no-fee personal checking accounts, including some that pay interest.
Budget Savings
  • Our basic thrift savings account offers low balance requirements, free internet banking and low fees.
  • $50 minimum to open
  • $50 average ledger balance (monthly service charge of $3.00 if below minimum)
  • 6 withdrawals per month (a service charge of $1.00 per withdrawal over 6) and as allowed by law*
  • Internet banking at no additional cost
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Interest earned on all balance
  • Available Mobile Remote Deposit – $2,000 per day/$5,000 per month with no item limit
Essential Checking
  • This practical choice has no minimum balance requirement.
  • $100.00 minimum to open
  • No minimum balance
  • 25 checks, debits or ATM withdrawals per month at no charge (A $.25 service charge per item after 25)
  • ATM/Debit card for qualified clients with no monthly fee
  • Internet banking with check images with no fees
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Non interest bearing
  • Unlimited bill pay at no additional cost
  • Available Mobile Remote Deposit – $2,000 per day/$5,000 per month with no item limit
Ledger Savings
  • This account pays interest on low balances and includes a free ATM card for qualified clients.
  • $200 minimum to open
  • $200 minimum ledger balance (monthly service charge of $5.00 if below minimum)
  • 6 withdrawals per month (a $.50 service charge per withdrawal over 6) and as allowed per law*
  • ATM card to qualified clients with no monthly fee
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Internet banking at no additional cost
  • Available Mobile Remote Deposit – $2,000 per day/$5,000 per month with no item limit
Classic Checking
  • Get more services for a minimum ledger balance of just $500.
  • $500.00 minimum to open
  • $500.00 minimum ledger balance (monthly service charge of $10.00 if below minimum)
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Unlimited check writing with no service charge
  • ATM/Debit cards to qualified clients with no monthly fee
  • Internet banking with check images at no additional cost
  • Non-interest bearing
  • Unlimited bill pay at no additional cost
  • Available Mobile Remote Deposit – $2,000 per day/$5,000 per month with no item limit
Certificate of Deposit

CDs from Platinum Bank provide low-risk diversification for your portfolio.

Portfolio Savings
  • Our money market account pays a competitive interest rate and features a low balance requirement, free internet banking and a free ATM card (for qualified clients).
  • $1,000 minimum to open
  • $2,500 minimum ledger balance (monthly service charge of $15.00 per month if below minimum)
  • Unlimited withdrawals per month as allowed per law*
  • ATM card available to qualified clients with no monthly fee
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Internet banking at no additional cost
  • Tiered interest rate
  • Cashiers checks issued with no fee
  • Available Mobile Remote Deposit – $2,000 per day/$5,000 per month with no item limit
Advantage Checking
  • Our interest-bearing personal checking account offers unlimited check writing without a service charge, a free debit card (for qualifying clients), cashiers check with no fee, plus interest on the monthly tiered balance.
  • $500.00 minimum to open
  • $2,500 minimum ledger balance (monthly service charge of $15.00 if below minimum)
  • Tiered interest rate
  • Unlimited check writing with no service charge
  • ATM/Debit cards to qualified clients with no monthly fee
  • Internet banking with check images and unlimited bill pay at no additional cost
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • First order of checks at no cost up to $10.00
  • Cashiers checks issued with no fee
  • Available Mobile Remote Deposit – $2,000 per day/$5,000 per month with no item limit

To speak with one of our Personal Bankers, please call 651-332-5200.

*During any statement cycle you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instructions, computer transfer, or by check, draft, debit, or similar order to a third party.