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Deposit Accounts

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Because every business is different, with different needs, we offer several different kinds of business checking accounts and services like internet banking, online bill payment, online cash management and remote deposit. Whether you’re just starting up or have been going strong for years, Platinum Bank has a great checking account just for you.
Essential Business Checking

Perfect for the business with small to moderate account activity and a modest ledger balance.

$100.00 minimum to open

First 150 items per month at no charge (additional items are $.50 each)

E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)

Internet banking with check images at no additional cost

Available Cash Management Module

Available Remote Desktop Deposit

Available Mobile Remote Deposit – $5,000 per day/$50,000 per month and 30 items per month

Classic Business Checking

Ideal for all businesses, with no minimum balance requirement and per item costs offset by an available credit for collected funds.

$100.00 minimum to open

No minimum balance requirement

All per item costs are offset with available earnings credit

E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)

Internet banking with check images at no additional cost

Available Mobile Remote Deposit – $5,000 per day/$50,000 per month and 30 items per month

Available Cash Management Module

Available Remote Desktop Deposit

Neighborhood - Non-profit Community Organization Checking

Non-Profit Community Organization Checking

No minimum balance and bundled services for local non-profit and civic organizations.

$100.00 minimum to open

$1,000.00 minimum ledger balance

Monthly fee of $10.00 if minimum balance is not maintained

First 250 items per month free (each additional items are $.50 each)

E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)

Available Mobile Remote Deposit – $5,000 per day/$50,000 per month and 30 items per month

Internet banking with check images at no additional cost

Available Internet Based Cash Management Module

Available Remote Desktop Deposit

Advantage Business Checking

Designed specifically for sole proprietorships, this account option offers low minimum balances and fees, interest earning opportunity, free internet banking and access to our most advanced cash management and remote deposit tools.

$100.00 minimum to open
$15,000.00 minimum ledger balance
First 150 items per month with no fee (each additional items are $.50 each)

Monthly fee of $25.00 if minimum balance is not maintained

Tiered interest rate paid on collected balance

E-mail statement delivery at no cost (mail statements are $5.00 per month)

Internet banking with check images at no cost
Available Internet Based Cash Management Module

Available Remote Desktop Deposit

Available Mobile Remote Deposit – $5,000 per day/$50,000 per month and 30 items per month

While the business landscape will change, as will your needs, our integrity and time-honored values will serve you well, along with our commitment to your success. Together, we will help you seize a bright future for your company.

We saw a better way and we’re providing it.

To speak with one of our Business Bankers, please call 651-332-5200.