CASH MANAGEMENT.
Personalized delivery, training and support provided by people who know your name.
WHEN YOUR BUSINESS NEEDS CASH MANAGEMENT
Whether you’re just starting up or have been going strong for years, Platinum Bank has great products and services to fit your unique business needs.
Online Banking
With Platinum Bank’s Internet Banking, you can view balance and transaction information, make loan payments and receive your bank statement electronically.
Remote Deposit
Platinum Remote Deposit service allows you to make deposits into your company’s designated checking account electronically without having to drive to the bank. Platinum Remote provides you with a secure method for timely deposits and desired cash flow. All scanners are provided by Platinum Bank with no charge.
Mobile Banking
Banking on the go – Platinum Bank is everywhere you are.
Sign up for the mobile banking service through the self-enrollment feature or through our traditional online banking service.
Mobile Remote Deposit
Making a deposit on the go – Platinum Bank is anywhere you are. In order for your Mobile Remote Deposit to function you must first sign up for the Mobile Banking service.
Line of Credit Sweep
A line of credit is automatically advanced to cover checking account balances less than the target balance and excess checking account balances can be used to automatically pay down the line of credit.
Peg Balance Account
Designed primarily for payroll accounts, the Peg Balance Account will sweep funds from your company’s operating account as payroll checks are presented for payment in the payroll account.
ACH Origination
This tool allows your business to reduce payroll-processing costs and control the timing of payments and receivables. ACH Origination enables you to originate electronic transactions for purposes such as direct deposit of payroll, payment of invoices and the timely collection of receivables.
ACH Positive Pay
ACH Positive Pay is a tool that lets business owners determine which electronic debits are allowed to post to their account. When an unauthorized debit occurs, the item is flagged as an exception, and you’re alerted via online banking to decision the item.
Check Positive Pay
Check Positive Pay is a tool that lets business owners determine which checks are allowed to post against their account. When an unauthorized check is presented, the item is flagged as an exception, and you’re alerted via online banking to decision the item.
Wires
Wire Transfer provides clients with a method of transferring immediate funds to another financial institution.
iPay (Business Bill Pay)
iPay allows your company to pay invoices as a one-time payment or recurring payments without writing checks. Let Platinum Bank do the work for you!
Merchant Services
Merchant card processing allows you to enjoy the convenience of being able to accept credit cards offered through all major card issuers.
Electronic Statements
Electronic Statements allows your company to receive deposit account and loan statements in a timely manner.
Business Debit Cards
Provide authorized employees with a Platinum Bank Business Check Card for making purchases.
