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Business Lending


We know what it takes to start and build a business and there is no one size fits all when it comes to lending, so we will customize a program that works for you.
We invite you to take advantage of our expertise and resources, including:
Working Capital Credit Lines

An easy, practical way to get the funds your business needs. A line of credit can provide working capital to meet short-term obligations and manage your cash flow.

Construction Loans

Considering building? Call us first. We’ll work with you to develop a practical loan program with flexible options, a fixed or variable rate and no owner-occupancy requirement. We specialize in one-time, construction to permanent loan closings.

Real Estate Finance

Looking to own or refinance commercial real estate? Count on us to make the process as painless and rewarding as possible. We offer flexible terms and options customized for you.

Financing is available for both owner occupied and investment properties.

SBA Loans

Platinum Bank offers you full access to all Small Business Administration loan programs. Call one of our professional business bankers today and find out what SBA lending can do for your business.

SBA loans include 7A, Express, CAPLine, Export Express and Export Working Capital and 504 loans.

Equipment Finance

Let us help you get the equipment you need to build your business. Lending for new and used equipment, including vehicles and other working assets, is available with terms from three to seven years and fixed or variable interest rates. We also offer convenient repayment options.

Letters of Credit

You never know when the future will show up. That’s why we write all types of Letters of Credit, and are happy to customize the letter to meet the specific needs of both the recipient and benefactor.

While the business landscape will change, as will your needs, our integrity and time-honored values will serve you well, along with our commitment to your success. Together, we will help you seize a bright future for your company.

We saw a better way and we’re providing it.

To speak with one of our Business Bankers, please call 651-332-5200.