OUR BUSINESS IS HERE
We live here, work here and bank here, too. Our local ownership means local control and less hoops and headaches for you. Combine that with devoted time and friendly attention, and you have a different kind of financial institution; one that meets your financial needs and the needs of our community.
Personal checking, savings, personal lending, and mobile banking; we invite you to experience it! We can help you meet your goals with competitive rates and creative solutions.
We are now anywhere you are – at home, work or on the go, and our concierge bankers are at your service!
PERSONAL LENDING.
Home Equity Loans
Borrow against your home equity at historically low interest rates with Platinum Bank. We offer fixed rate options, up to 80% loan against value and quick completion on most applications. Plus your interest payments may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest.
Bridge Loans
Looking for short-term financing to quickly close on a property or take advantage of an immediate opportunity? Consider a bridge loan from Platinum Bank. We offer low fixed rates and flexible terms.
Unsecured Loans
We offer flexible terms with quick loan approvals.
Home Equity Lines
Variable rate home equity lines are a good way to provide yourself with ready credit for life’s great moments.
HOME EQUITY LOANS
Borrow against your home equity at historically low interest rates with Platinum Bank. We offer fixed rate options, up to 80% loan against value and quick completion on most applications. Plus your interest payments may be tax deductible. Please consult a tax advisor for further information regarding the deductibility of interest.
BRIDGE LOANS
Looking for short-term financing to quickly close on a property or take advantage of an immediate opportunity? Consider a bridge loan from Platinum Bank. We offer low fixed rates and flexible terms.
UNSECURED LOANS
We offer flexible terms with quick loan approvals.
HOME EQUITY LINES
Variable rate home equity lines are a good way to provide yourself with ready credit for life’s great moments.
PERSONAL LENDING FORMS.
Everything you might need is a click away.
PERSONAL DEPOSIT ACCOUNTS.
Essential Checking
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- This practical choice has no minimum balance requirement.
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- Minimum opening deposit is $100
- No minimum balance requirement
- 25 withdrawals included per month, any additional withdrawals will be $.25 each
- $5.00 monthly paper statement fee (waived with eStatement)
- Free ATM/Debit Card, upon approval
- Free internet banking
- Free bill pay
- Free mobile remote deposit, upon approval
Classic Checking
Get more services for a minimum ledger balance of just $500.
- Minimum opening deposit is $500
- $500 minimum ledger balance to avoid a $10 monthly service charge
- $5.00 monthly paper statement fee (waived with eStatement)
- Free ATM/Debit Card, upon approval
- Free internet banking
- Free bill pay
- Free mobile remote deposit, upon approval
Advantage Checking
Our interest-bearing personal checking account offers unlimited check writing without a service charge, a free debit card, cashiers check with no fee, plus interest on the monthly tiered balance.
- Minimum opening deposit is $500
- $2,500 minimum ledger balance to avoid a $15 monthly service charge
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable tiered interest rate; compounded monthly
- $10 off your first box of checks
- Free ATM/Debit Card, upon approval
- Free internet banking
- Free bill pay
- Free Cashier Checks
- Free mobile remote deposit, upon approval
Portfolio Savings
Our money market account pays a competitive interest rate and features a low balance requirement, free internet banking and a free ATM card.
- Minimum opening deposit is $1,000
- $2,500 minimum ledger balance to avoid a $15 monthly service charge
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable tiered interest; compounded monthly
- Free ATM Card, upon approval
- Free internet banking
- Free Cashier Checks
- Free mobile remote deposit, upon approval
Budget Savings
Our basic thrift savings account offers low balance requirements, free internet banking and low fees.
- Minimum opening deposit is $50
- $50 average ledger balance to avoid a $3 monthly service charge
- 6 withdrawals included per month, any additional withdrawals will be $1.00 each
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable interest; compounded monthly
- Free ATM Card, upon approval
- Free internet banking
- Free mobile remote deposit, upon approval
Ledger Savings
This account pays interest on low balances and includes a free ATM card.
- Minimum opening deposit is $200
- $200 minimum ledger balance to avoid a $5 monthly service charge
- 6 withdrawals included per month, any additional withdrawals will be $0.50 each
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable interest; compounded monthly
- Free ATM Card, upon approval
- Free internet banking
- Free mobile remote deposit, upon approval
Certificate of Deposit
CDs from Platinum Bank provide low-risk diversification for your portfolio. Platinum Bank offers CDs from 3 months to 60 months.
ESSENTIAL CHECKING
This practical choice has no minimum balance requirement.
- Minimum opening deposit is $100
- No minimum balance requirement
- 25 withdrawals included per month, any additional withdrawals will be $.25 each
- $5.00 monthly paper statement fee (waived with eStatement)
- Free ATM/Debit Card, upon approval
- Free internet banking
- Free bill pay
- Free mobile remote deposit, upon approval
CLASSIC CHECKING
Get more services for a minimum ledger balance of just $500.
- Minimum opening deposit is $500
- $500 minimum ledger balance to avoid a $10 monthly service charge
- $5.00 monthly paper statement fee (waived with eStatement)
- Free ATM/Debit Card, upon approval
- Free internet banking
- Free bill pay
- Free mobile remote deposit, upon approval
ADVANTAGE CHECKING
Our interest-bearing personal checking account offers unlimited check writing without a service charge, a free debit card, cashiers check with no fee, plus interest on the monthly tiered balance.
- Minimum opening deposit is $500
- $2,500 minimum ledger balance to avoid a $15 monthly service charge
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable tiered interest rate; compounded monthly
- $10 off your first box of checks
- Free ATM/Debit Card, upon approval
- Free internet banking
- Free bill pay
- Free Cashier Checks
- Free mobile remote deposit, upon approval
PORTFOLIO SAVINGS
Our money market account pays a competitive interest rate and features a low balance requirement, free internet banking and a free ATM card.
- Minimum opening deposit is $1,000
- $2,500 minimum ledger balance to avoid a $15 monthly service charge
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable tiered interest; compounded monthly
- Free ATM Card, upon approval
- Free internet banking
- Free Cashier Checks
- Free mobile remote deposit, upon approval
BUDGET SAVINGS
Our basic thrift savings account offers low balance requirements, free internet banking and low fees.
- Minimum opening deposit is $50
- $50 minimum ledger balance to avoid a $3 monthly service charge
- 6 withdrawals included per month, any additional withdrawals will be $1.00 each
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable interest; compounded monthly
- Free ATM Card, upon approval
- Free internet banking
- Free mobile remote deposit, upon approval
PLATINUM SAVINGS
Our premiere personal savings account designed for high balance depositors.
- No minimum balance
- No monthly fees when using online banking and eStatements
- $5.00 monthly paper statement fee (waived with eStatement)
- Free internet banking
- Variable interest: compounded monthly
- Free mobile remote deposit, upon approval
- Contact us for rates
LEDGER SAVINGS
This account pays interest on low balances and includes a free ATM card.
- Minimum opening deposit is $200
- $200 minimum ledger balance to avoid a $5 monthly service charge
- 6 withdrawals included per month, any additional withdrawals will be $0.50 each
- $5.00 monthly paper statement fee (waived with eStatement)
- Variable interest; compounded monthly
- Free ATM Card, upon approval
- Free internet banking
- Free mobile remote deposit, upon approval
CERTIFICATE OF DEPOSIT
CDs from Platinum Bank provide low-risk diversification for your portfolio. Platinum Bank offers CDs from 3 months to 60 months.
E-SERVICES.
Online Internet Banking
With Platinum Bank’s Internet Banking, you can view balance and transaction information, make loan payments and receive your bank statement electronically.
Mobile Remote Deposit
Making a deposit on the go – Platinum Bank is anywhere you are. In order for your Mobile Remote Deposit to function you must first sign up for the Mobile Banking service.
Debit Cards
Provide authorized employees with a Platinum Bank Business Check Card for making purchases.
Credit Cards
Provide your authorized employees with a VISA™ credit card for making purchases. This eliminates the need to issue checks for company expenses or purchases.
Mobile Banking
Banking on the go – Platinum Bank is anywhere you are.
In order for your mobile banking to function, you must first sign up for the mobile banking service through the self-enrollment feature or though our traditional online banking service. Call a relationship banker to help you walk through the process.
Platinum Bank does not charge a fee for mobile banking. However, standard messaging, airtime and data charges may apply. Contact your wireless service provider for more details.
Electronic Statements
Electronic Statements allows your company to receive deposit account and loan statements in a timely manner.
ONLINE INTERNET BANKING
With Platinum Bank’s Internet Banking, you can view balance and transaction information, make loan payments and receive your bank statement electronically.
MOBILE REMOTE DEPOSIT
Making a deposit on the go – Platinum Bank is anywhere you are. In order for your Mobile Remote Deposit to function you must first sign up for the Mobile Banking service.
DEBIT CARDS
Provide authorized employees with a Platinum Bank Business Check Card for making purchases.
ELECTRONIC STATEMENTS
Electronic Statements allows your company to receive deposit account and loan statements in a timely manner.
MOBILE BANKING
Banking on the go – Platinum Bank is anywhere you are.
In order for your mobile banking to function, you must first sign up for the mobile banking service through the self-enrollment feature or though our traditional online banking service. Call a relationship banker to help you walk through the process.
Platinum Bank does not charge a fee for mobile banking. However, standard messaging, airtime and data charges may apply. Contact your wireless service provider for more details.
Click here to download our mobile app.
