NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
As a Platinum Bank customer you have entrusted us with important information about yourself. We take this responsibility very seriously and are committed to providing multiple safeguards and a high level of security to constantly protect your personal and private data.
We have developed the following privacy policy to ensure that we safeguard and protect your personal and financial information.
Definitions
Nonpublic personal information means information about you that we obtain in connection with providing a financial product or service to you. Nonpublic information does not include information that is available to the general public, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. We currently do not have any affiliates.
Non-affiliated Third Party is a person we do not employ or a company that is not an affiliate of ours.
Information that we collect
We collect information about you from the following sources:
- Information we receive from you on applications or other forms.
- Information from your transactions such as account balance information, payment history, overdraft history or ATM or debit card information
- Information from third parties, such as a consumer reporting agency.
Information we may disclose about you
We do not disclose any non-personal information about you to non-affiliated third parties, except as permitted by law. If we disclose information to a third party as necessary to service your account or prevent unauthorized transactions, we will require such parties to maintain similar standards regarding your privacy.
We will not disclose information about former customers, except as permitted by law.
The confidentiality and Security of your information
We have procedures in place to restrict access to information about you to those employees who need to know in order to provide products or services to you. We maintain physical, electronic safeguards and have procedures in place to safeguard this information.
