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Important FDIC Disclosures

PERMANENT INCREASE IN BASIS COVERAGE TO $250,000 PER DEPOSITOR

The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.

If you have questions about FDIC coverage limits and requirements, visit www.myFDICinsurance.gov or call toll free 1-877-ASK-FDIC or ask a Platinum Bank representative at (651) 332-5200.

THE MORE YOU KNOW ABOUT FDIC DEPOSIT INSURANCE COVERAGE, THE SAFER YOUR MONEY

To ensure funds are fully protected, depositors should understand their coverage limits and confirm that a financial institution is FDIC-insured.

The FDIC sign (shown below) is displayed at every FDIC-insured institution and is a symbol of confidence for depositors.

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For more information from the FDIC -- Calculate insurance coverage

Use the FDIC’s online Electronic Deposit Insurance estimator at:  www.fdic.gov/edie

Read more about FDIC insurance online

Visit:  www.fdic.gov/deposit/deposits

Call toll-free

1-877-ASK-FDIC (1-877-275-3342)

Hearing impaired line

1-800-925-4618

Send questions by e-mail

Use the FDIC’s online Customer Assistance Form at: www2.fdic.gov/starmail

Mail questions

Federal Deposit Insurance Corporation
Attn:  Deposit Insurance Outreach
550 17th Street, NW
Washington, DC  20429