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BUSINESS BANKING

We're like you. We know what it takes to start and build a business. We started Platinum Bank because
we saw a better way, a way built on integrity and driven by service, time-honored values that will serve us
well now and in the future. While the business landscape will change, as will the needs of our customers,
these values - along with our commitment to your success - will endure.

We know how important credit is to business, so we create customized lending programs for each organization. Take full advantage of our expertise and resources. Together, we'll help your company seize its future.

Working Capital Credit Lines

An easy, practical way to get the funds your business needs. A line of credit can provide working capital to meet short-term obligations and manage your cash flow.

To speak with one of our Business Bankers, please call 651-332-5210.

Real Estate Finance

Looking to own or refinance commercial real estate? Count on us to make the process as painless and rewarding as possible. We offer flexible terms and options customized for you.

To speak with one of our Business Bankers, please call 651-332-5210.

Equipment Finance

Let us help you get the equipment you need to build your business. Lending for new and used equipment, including vehicles and other working assets, is available with terms from three to seven years and fixed or variable interest rates. We also offer convenient repayment options.

To speak with one of our Business Bankers, please call 651-332-5210.

Construction Loans

Considering building? Call us first. We'll work with you to develop a practical loan program with flexible options, a fixed or variable rate and no owner-occupancy requirement. We specialize in one-time, construction to permanent loan closings.

To speak with one of our Business Bankers, please call 651-332-5210.

SBA Loans

Platinum Bank offers you full access to all Small Business Administration loan programs. Call one of our professional business bankers today and find out what SBA lending can do for your business.

To speak with one of our Business Bankers, please call 651-332-5210.

Letters of Credit

You never know when the future will show up. That's why we write all types of Letters of Credit, and are happy to customize the letter to meet the specific needs of both the recipient and benefactor.

To speak with one of our Business Bankers, please call 651-332-5210.

Because every business is different, with different needs, we offer several different kinds of business checking accounts and services like internet banking, online bill payment, online cash management and remote deposit. Whether you're just starting up or have been going strong for years, Platinum Bank has a great checking account just for you.

Essential Business Checking

Perfect for the business with small to moderate account activity and a modest ledger balance.

  • $100.00 minimum to open
  • $3,000.00 minimum ledger balance
  • First 50 items per month at no charge (deposits, checks written, ACH items and items deposited)
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Internet banking with check images at no additional cost
  • Available Internet Based Cash Management Module
  • Available Remote Desktop Deposit
  • Business VISA check card at no additional cost

To speak with one of our Business Bankers, please call 651-332-5210.

Classic Business Checking

Ideal for all businesses, with no minimum balance requirement and per item costs offset by an available credit for collected funds.

  • $500.00 minimum to open
  • No minimum balance requirement
  • All per item costs are offset with available earnings credit
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Internet banking with check images at no additional cost
  • Available Internet Based Cash Management Module
  • Available Remote Desktop Deposit
  • Business VISA check card at no additional cost

To speak with one of our Business Bankers, please call 651-332-5210.

Advantage Business Checking

Designed specifically for sole proprietorships, this account option offers low minimum balances and fees, interest earning opportunity, free internet banking and access to our most advanced cash management and remote deposit tools.

  • $1,000.00 minimum to open
  • $3,000.00 minimum ledger balance
  • First 50 items per month with no fee (deposits, checks written, ACH items and items deposited)
  • Tiered interest rate
  • E-mail statement delivery at no cost (mail statements are $5.00 per month)
  • Internet banking with check images at no cost
  • Available Internet Based Cash Management Module
  • Available Remote Desktop Deposit
  • Business VISA check card at no charge

To speak with one of our Business Bankers, please call 651-332-5210.

Neighborhood

Non-Profit Community Organization Checking
No minimum balance and bundled services for local non-profit and civic organizations.

  • $100.00 minimum to open
  • No minimum balance or base monthly fee
  • First 50 items per month free (deposits, checks written, ACH items and items deposited)
  • E-mail statement delivery at no additional cost (mailed statements are $5.00 per month)
  • Internet banking with check images at no additional cost
  • Available Internet Based Cash Management Module
  • Available Remote Desktop Deposit

To speak with one of our Business Bankers, please call 651-332-5210.